LookwithLori on:
How to find the be$t mortgage for your situation.

This page still under construction and there is no report to receive until
construction is complete.

The sheer amount of loan choices is often dizzying! There's VA, FHA, Rural Development (RD), Conventional, Fixed & Adjustable Rate Mortgages--and to add another layer of complexity, there's also 2nd & even 3rd level "add-on" programs which can be combined with some/all of the above.  Add-on programs such as: Alaska Housing Finance programs like, IRRLIB, Energy-Rated-Reduction, Veteran's Mortgage Preference, Tax-Exempt 1st time buyer, Taxable & Tax-exempt 1st-time homebuyer (no, the names have nothing to do with your taxes), not to mention income-specific grant & special 2nd loan programs from local or non-local grant or bond-driven programs, mortgages for credit-challenged buyers & more.

If you have already taken a look at the Mortgage Calculator page then you know that a "House Payment" does not equal your "Loan Payment"...A common assumption made by the inexperienced.  Lori advises you to take a look at that page (link above) to get a basic understanding of the various 'peices' of the typical monthly House Payment, so that you are not misled regarding your ability to qualify for a "house payment".

If you would like Lori's Inside Track on where and what to look for in a good loan & lender, and how those choices could impact you getting the home you really want, then this report is for you.  Just fill in the form below and the report will be e-mailed to you promptly!  Keep in mind that this information is based on over 10 years of Lori's own experience with LOCAL bankers and other Realtors...its not some generic report that talks about lower-48 loans & loan characteristics that you rarely see here in the last frontier.

Happy Loan Comparison Shopping!